Terms of Use | Will inflation get under control? Fund Returns From: March 3, 2023 thru March 3, 2023 (Actual COB Mar 2 thru COB Mar 3) Fund: Start Price: End Price: Return: G-fund : 17.3454: 17.3454: 0.0000%: F-fund . Since January, the G Fund has gained 0.86%. 2023 FedSmith Inc. All rights reserved. Your actual/official TSP account is accessible at the Thrift Savings Plan website. The Federal Retirement Thrift Investment Board has chosen as its benchmark the Standard & Poors 500 Stock Index, which tracks the performance of major U.S. companies and industries. A good investment strategy aims to minimize drawdowns. The TSP L 2025 Fund is one of the TSP Lifecycle Funds, designed for investors who plan to withdraw their money beginning 2021 through 2027. It aims to achieve a moderate to high level of growth with a low emphasis on preservation of investment . January 3, 2022. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. You can join other TSP participants on our popular TSP . Who are you going to believe, the experts or your own eyes?, writes The Epoch Times. In 2017, for example, the I Fund had a return of 25.42%doing better than any of the other TSP stock funds. TSP Portfolio Tracker | TSPDataCenter.com The much better news is that stocks have always gone back up without regard to hopes and expectations as to when that will occur. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. New crop UK feed wheat futures (Nov-23) averaged 233.34/t in February, up 14.6% on the year from last year's new crop futures, when the Nov-22 contract averaged 203.59/t in February. Subscribe to our free email list to get our news updates in your inbox. The S&P 500, the index on which the C Fund in the Thrift Savings Plan (TSP) is based, went up 3.1%. Ralph Smith has several decades of experience working with federal human resources issues. At the latest meeting of the Federal Retirement Thrift Investment Board (FRTIB) on February 28, 2023, the contractor for this project, Accenture Federal Services, provided an update on the status, in other words, what has been going on to improve the user experience with the website and what areas still need the most attention for improvement. Addressing current issues and identifying opportunities for ongoing improvement remains the programs top priority. March 2, 2023. She noted a disinflationary episode is now unfolding and that the mad dash to rebuild inventories in companies is now over. Please allow a few minutes for this process to complete. At the end of October, the I Fund was still down -22.90%. . TSP Performance Disappoints in February: Year-to-Date Returns Still This fund is the second largest ETF in the world and gives a good overall picture of the market. It is recommended that you view this page on a desktop device. Will this impact TSP investments? The F Fund provides broad exposure to U.S. investment grade bonds. The C Fund is now down -13.11% for the year. Subscribe to our free email list to get our news updates in your inbox. The indexes we use do not account for fund expenses, so earlier returns for both the benchmark portfolio and TSP Folio strategy will be slightly higher. Here is an update on 2022 TSP fund performance and how TSP website problems have been rectified. The TSP 2023 Withdrawal Issues. At the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. C Fund returns move up and down with the prices of the stocks in the S&P 500 Index (market risk) or if C Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). 2023 FedSmith Inc. All rights reserved. TSP L 2025 Fund - TSP Folio may not be reproduced without express written consent from Ralph R. Smith. Stocks went up significantly on the last day of November after Federal Reserve ChairJerome Powellsignaled a potential slowdown in interest-rate increases. Leading the charge was the Thrift Savings Plan's S Fund, which is composed of small- and mid-size businesses and gained 10.32% last month. About this app. - Account activity summary table. Since then, a number of improvements have been made as problems were identified and attempts have been made to resolve the problems. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. TSP performance through the end of October 2022, the year to date and the past 12 months is listed below. (Non-Starters For A Claiming Price Of $40,000 Or . To be clear, the apparent out-performance of the TSP S fund has more to do with when they set the price of all the funds to 10 in 2003 than consistent out performance. As soon as the December 2022 TSP performance figures are available, we will keep readers up-to-date on how their TSP retirement assets did for the entire year. may not be reproduced without express written consent from Ralph R. Smith. As of 3/3/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.25. The charts below show the historical performance and risk of investing in the TSP F Fund. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). TSP (Thrift Savings Plan): Seasonal Strategies | Facebook It is free and will continue to operate for new and existing subscribers. TSP L 2030 Fund - TSP Folio TSP Funds Report a Mixed Bag in May - Government Executive Ralph Smith has several decades of experience working with federal human resources issues. Federal Agencies Have 30 Days to Eliminate TikTok From Government Devices, TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, Update on TSP Website Problems; All TSP Funds Have Negative Return With One Down 30%+. 2023 Ralph R. Smith. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. In 2008, here were the yearly returns for the TSPs stock funds and how these same funds performed in 2009 after the debacle of 2008: There have always been ups and downs in the stock market. So far this year, the C . Search 31 Tsp jobs now available on Indeed.com, the world's largest job site. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_0',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. For the year, the S Fund leads all other funds with a return of 9.01%. The TSP F Fund is a U.S. bond index fund. Follow Ralph on Twitter: @RalphSmith47. Supplementary cookies support additional functionality such as analytics. Daily TSP - Apps on Google Play As a result, stocks are still down for the year for all TSP Funds except for the G Fund which has a positive 2022 return of 2.77% for the year. There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and federal . Despite the increased events with the end of year activity, February performance has been good. Before sharing sensitive information, make sure youre on a federal government site. Less investment risk. Phone service is not going to go away. 2023 Starts With Strong TSP Performance: One Fund Up 8.25% So Far The F Fund provides broad exposure to U.S. investment grade bonds. The majority of interest from our users has been with respect to the TSP rate data (daily, monthly and annual) we provide on the site as well as our weekly TSP returns email list, so we decided we can best serve our users by focusing our efforts on these services instead. State Street sees the United States and Europe to be in a Growth Recession with more downside risks. March 2020, the C Fund went down 12.40% in the month, 2022 in Review: 2023 Federal Pay Raise, Federal Employee Vaccine Mandate and More, Dr. Anthony Fauci Retiring With Large Annuity, Still Facing Criticism Over Performance at NIAID, Number of TSP Millionaires Going Down: 36% Drop From Highest Point, 10 Easy Ways to Ruin a Federal Retirement. The official TSP Mobile app is available to all TSP participants. It may be wishful thinking on the part of the headline writer. Daily charts with official TSP fund share prices; Live estimated share prices during market hours; Historical TSP fund performance, data, and charts . Popular examples include Vanguard's Total Bond Market Index Fund (VBMFX), Vanguard Total Bond Market ETF (BND), and iShares Core U.S. The prices of bonds and stocks don't always move in tandem. In short, while the TSPs I Fund (international companies) is one of the smallest TSP Funds, there are years in which this Fund does better than those funds focusing on American companies. The goal for participant satisfaction is a satisfaction rate of 90%. The protestations have arisen fairly suddenly around a form of entertainment that has long had a place on the mainstream American stage.. Milton Berle, "Mr. Television" himself, was appearing in drag on the public airwaves as early as the 1950s on "Texaco Star Theater." "RuPaul's Drag Race" is a bona fide cultural phenomenon. The statistics for the call center have improved. The app pulls TSP daily prices and displays fund price changes for 5-day, 30-day, 90-day and 12-months to allow you to make informed decisions about your TSP account. State Street is an investment management firm that works with the Federal Retirement Thrift Investment Board (FRTIB). More than 3.3 million participants have created their new My Account log-in information and 90% of all participant interactions are occurring through digital service channels. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. may not be reproduced without express written consent from Ralph R. Smith. Improvements to overall operational processes have also been made, with a focus on reducing customer cases. The same was done for all other TSP funds and their underlying index. The chart below shows the returns of the C Fund over the last 34 years as well as the average annual return of around 12%. Advertise | Presumably, this differential would have been even greater for White males as the average female salary for a federal employee went up 11.75% and the average male salary went up 11.32%. As this is the index on which the C Fund is based, it dropped as well. Ralph Smith has several decades of experience working with federal human resources issues. The U.S. government is the largest employer in the United States. The Thrift Savings Plan ("TSP") is a retirement saving and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. An initial investment of $1,000 in 1990 would be worth $16,355 today [1]. TSP has an obligation to disclose these cookies. However, in practice the difference is not significant, because the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Performance results before this date represent a hypothetical strategy backtest. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 A subscription site that offers TSP Fund quotes, investment, and allocation discussions for Federal and Military employees. How will the war in Ukraine end? At the end of September, the C Fund was down significantly. Follow Ralph on Twitter: @RalphSmith47. SHOW Up Act's Potential Implications on Extended Use of Telework for The G Fund was the exception with a positive return of 0.13%. The average return for the buy-and-hold strategy is +6.45% per year. There has been gradual improvement in participant satisfaction with these calls since September. Nearly all of the portfolios in the federal government's 401 (k)-style retirement savings program shook off a shaky November to end 2021 on a high note. The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The highest average federal employee salary for a racial group as of September 2022 was $113,410. But the common stocks of the C Fund continued their downward trajectory, finishing the May reporting window 1.65% in the red. It invests about 30 percent in corporate bonds and 70 percent in U.S. government bonds of all maturities. Latest Monthly TSP Performance | TSPDataCenter.com A new rule from the Department of Labor requires considering climate change when investing retirement assets. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Looking at the February 2023 returns seems familiar and feels like a return to the inflation-influenced days of 2022. Here is a comparison of the TSP core fund returns for the end of September compares to the end of November. As 2022 progressed, the total TSP fund returns have ended up in negative territory for all of the TSP stock funds. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The performance of the C Fund is evaluated on the basis of how closely its returns match those of the S&P 500 Index. Charts - Grow My TSP Cases are being resolved more quickly. Investors will ignore the sunny prognostications of political leaders seeking approval and wanting to stay in office. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? A growth recession describesan economy that is growing at such a slow pace that more jobs are being lost than are being added. The revised version of the TSP website was released in June 2022. The charts below illustrate how the Thrift Savings Plan (TSP) S Fund and the Vanguard VXF ETF tracks the performance of the Dow Jones U.S. In answering these questions for Accenture, the representative noted that many of the problems occurred as a result of issues that were more complex than more normal procedures. - Personal Investment Performance (PIP) computation. This increase puts the Dow index back into a bull marketan increase of 20% or more from a recent low. State Street is an investment management firm that works with the Federal Retirement Thrift Investment Board (FRTIB). Hispanic federal employees were a very close second with a salary increase of 12.65%. As one would expect, no recommendations are made for specific TSP Funds in coming months. Thrift Savings Plan (TSP) Coach. What is important are the actual results of significant events unfoldingsome of which will be determined or influenced by government decisions and actions and others that will move along without regard to government actions. At the end of November, TSP ended with a second consecutive month of gains. HR-1261, to have the TSP create a "corporate responsibility" investment fund. Currently, there are about 6.2 million TSP account holders. Login to the TSP Talk AutoTracker [more info] How to Create an Account : Top YTD Returns: Thru March 3 : talking2jets +14.86% : netforcer +14.78% : djlc86 . TSP Share Prices . Highlights cited by Accenture Federal Services in call center performance from February 7 February 20 include: The goal for participant satisfaction is 90%. The Savings Game: Making the most of the Thrift Savings Plan Sign up for free TSP Fund price and performance updates via email. While TSP investors were probably hoping for a rebound, that did not occur. To allow for a longer performance comparison and backtest, we extended the available TSP fund price history with the underlying index data. More training is being provided and has been provided to call center representatives for more complex cases with these phone calls. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific portfolio, and dividing the result by the standard deviation of the portfolio returns. On a positive note, for the year-to-date, all of the TSP Funds still have a positive return. We will find out in January 2024 if 2023 was one of those years in which the relatively small I Fund does better than the others in the TSP portfolio. Sometimes, the real news is not reflected in headlines. It is designed to track the Nasdaq ETF stock market index. And the common stocks of the C Fund fell 2.99%, putting it 8.01% in the . The TSP is like a401(k) planoffered by private employers. Koyfin.com is kind enough to let us embed live charts directly on our page (other chart websites do not allow this). The .gov means its official. Seasonal Investing with the Thrift Savings Plan (TSP) Welcome, everyone! It is adefined-contribution (DC)plan that offers federal employees many of the same benefits that are available to workers in the private sector. In fact, investment grade bonds are often uncorrelated or negatively correlated to stocks (bonds zig when stocks zag, and vice versa). With the November performance factored in, all of the TSP stock funds are ahead of where they stood at the end of October. Please enter your name and email address below: Send me TSP fund updates: Weekly Daily. This article This continued until the markets broke in 2020 and the . Bond investors (including investors in the F Fund) are subject to several types of risk, including inflation risk, interest-rate increases, and a potential default by the issuer of one or more of the bonds in the portfolio. An investor following the TSP Folio strategy typically enters the rebalancing orders on the last business day of the month, after the market close, or on the next business day. 04/30/21: Prior Prices : Fund: G Fund: F Fund: C Fund: S Fund: I Fund: Price : 16.5744 20.655: 62.5284: 83.3603: 37.769 . And, of course, politics may play a role in the headlines we see. What happened after the last significant yearly loss? Here is a summary of improvements that are on-going and planned for the near future. Here is how inflation impacted prices of everyday items over a one-year period: It may take a few days for people to figure out the headlines are not necessarily accurate. Will China invade Taiwan? The S&P 500, however, remains in a bear market. Through the TSP Mobile app, you'll be able to access your TSP account on your deviceanytime, anywhere. At the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Readers have reported unhappy experiences with the new TSP website. My Account. March 3, 2023. Use these calculators to see how various factors such as salary, TSP contribution rate, and other retirement income sources influence how much you need to save for retirement. TSP performance for the stock funds in November was up significantly. TSP Portfolio Tracker. Over the past two years, we have read inflation is transitory, declining, improving, cooling, easing, abating, and actually slowing down.